Is my Medicare plan ending in Waterloo, IA?
Medicare plans are set by county. Waterloo is in Black Hawk County, so the plans listed as leaving Black Hawk County for 2027 apply to Waterloo residents.
Quick answer for Waterloo
11 Medicare plans are from 6 companies listed in Black Hawk County for 2026 but not for 2027, covering at least 2,108 people enrolled today. If you live in Waterloo and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Black Hawk County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Blue Cross Blue Shield of Michigan Mutual Ins. | 2 | 1,493 |
| UnitedHealthcare | 1 | 308 |
| Humana | 3 | 167 |
| Anthem (Elevance Health) | 1 | 77 |
| Aetna (CVS Health) | 2 | 63 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Black Hawk County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Blue Medicare Advantage PPO (PPO) H5900-001 | Blue Cross Blue Shield of Michigan Mutual Ins. | 1,493 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) H5253-180 | UnitedHealthcare | 308 |
| Humana Full Access H5216-411 (PPO) H5216-411 | Humana | 167 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) H0907-001 | Anthem (Elevance Health) | 77 |
| Aetna Medicare Elite (PPO) H1608-037 | Aetna (CVS Health) | 63 |
| Blue Medicare Advantage Valor PPO (PPO) H5900-006 | Blue Cross Blue Shield of Michigan Mutual Ins. | 10 or fewer |
| Humana Together in Health (PPO I-SNP) H5216-413 | Humana | 10 or fewer |
| Humana Together in Health Select (PPO I-SNP) H5216-453 | Humana | 10 or fewer |
What to do if you live in Waterloo
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Waterloo are covered by any plan you consider.
- Free, unbiased help: Iowa SHIIP (Senior Health Insurance Information Program) at 800-351-4664, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Waterloo?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Waterloo?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Waterloo residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Waterloo: Waterloo health insurance · Black Hawk County · All Iowa plans ending for 2027 · Waterloo population 66,606 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.